How much maternity pay do I get?

In South Africa, maternity pay is provided through the Unemployment Insurance Fund (UIF) for eligible individuals who contribute to the fund. The amount of maternity pay you receive from the UIF is calculated based on your average monthly earnings during a specified period before your maternity leave.

The UIF typically pays a percentage of your average monthly income as maternity benefits. The benefit rate is around 38% of your average monthly earnings during the qualifying period. However, this percentage can vary based on your earnings; higher earners might receive a lower percentage relative to their income.

It’s important to note that while the UIF provides maternity benefits, the amount might not fully replace your regular salary. There are also maximum and minimum thresholds set by the UIF that can impact the final benefit amount.

Your maternity pay from the UIF is subject to taxation, meaning it’s considered taxable income.

To determine the exact amount of maternity pay you’ll receive, the UIF considers your average monthly earnings within the specified period before your maternity leave and applies the benefit rate (around 38%) within the maximum and minimum thresholds set by the UIF.

The specific amount you’ll receive as maternity pay can vary based on your earnings, the UIF regulations in effect at the time of your claim, and any changes in the maximum and minimum thresholds set by the UIF. It’s advisable to contact the Department of Employment and Labour or the UIF office for more accurate and up-to-date information regarding maternity pay calculations.

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